Dear Jessie,
My husband and I just found out that we are no where near ready to start the house game. We want our own home so bad and we knew that it would be tight, but we just learned how tight. Our maximum wouldn’t even come close to finding a house in the lower range of our area
It was good to know the numbers and it was helpful. I guess we’ll just keep snowballing our debt and save, but we really felt like we were doing so much better and could be ready. How can I feel better about my financial situation?
Signed,
So Close But So Far
Dear SO close but so far,
This is NOT a reason to get discouraged. If anything, it’s buying you more time for the market to fluctuate.
Right now, we’re actually living in a seller’s market. Yep, even during this pandemic.
It’s ridiculous to think there were record housing sales in June 2020, but it is what it is. Either way, it means it will be harder to find a competitive rate on a home you adore.
We can’t control what happens to us, but we can control what we think about what happens to us.
You can say, “I thought we were doing so much better” or you can say, “Oh man, this means when we’re finally ready, we probably won’t have to compromise on ANYTHING we want!”
I prefer the second version.
Also, celebrate how far you’ve come
Gratitude and celebration are the closest feelings to love we can manufacture, and love is the most magnetic emotion in the world!
When you focus on what you don’t have, it not only makes you feel like shit, it slows down the process of going after your dreams.
But gratitude? It makes the process feel more like smooth sailing than a slog.
If you’re looking for a gratitude practice that combines goal setting and gratefulness, check out my IGTV video for an activity to improve your mood.
0 Comments